EconoMonitor

Dan Alpert's Two Cents

The New Sick-onomy? Examining the Entrails of the U.S. Employment Situation

If you can forgive the following gratuitous self-promotion of my upcoming book, I have a story to tell you about the U.S. employment picture. A story that you may find far more interesting than the media and government-led backslapping that has been forthcoming on “jobs days” in the first half of 2013:

“Economists are notorious for getting worked up by numbers, and these days no data dump triggers a sharper frisson of excitement than the two dozen or so tables of employment numbers released at exactly 8:30 a.m. on the first Friday of every month by the Bureau of Labor Statistics at the U.S. Department of Labor.

It’s not just economists who eagerly await—or dread—the U.S. “Jobs Day,” as this Friday has become known in Washington. It’s also politicians, stock analysts, policy wonks, and journalists. Amid the worst economic run of our lifetime—a crisis that keeps morphing and whacking us again—everyone is looking for signs of what’s coming next.

If you’re waiting on Wall Street for the numbers, you’re wondering whether you’re about to make money or lose money. But if you’re sipping coffee in Washington on Jobs Day or sitting in an editorial office or the faculty lounge of a place like Harvard or the University of Chicago, you’re getting ready to spin the numbers to support your beliefs about how the economy works. No matter what the numbers, you’ll have something authoritative to say on Jobs Day (even I always do)—an analysis of exactly what’s going on with the economy and, most of all, a set of solutions designed to ensure growth and jobs. If Jobs Day is nothing else, it’s a chance to make the same points you’ve made before and tout the same solutions you always tout.”

(from The Age of Oversupply Overcoming the Greatest Challenge to the Global Economy, forthcoming from Penguin Portfolio, September 26, 2013)

The headline jobs numbers—while still failing, five-and-a-half years later, to close the gap of 8.7 million jobs lost from the pre-Great Recession high of 138 million non-farm jobs (January 2008), have been very sprightly indeed, growing by just over an average of 200,000 jobs a month over the past six months. But notwithstanding the creation of some 1.2 million jobs this year, the pool of those eligible for work—the so-called Civilian Non-Institutional Population—has grown by a like amount. Thus, the employment-population ratio has languished at 58.7 percent (where is has been more or less stuck since September of last year), down sharply from its pre-recession high of 63.4 percent.

Nevertheless, 1.2 million more people are “working,” even as the number of idle citizens and those working part time who would rather have a full time job, increased by over 750,000 during H1 2013.

“Yeah, yeah,” you say. You’ve heard all the stuff about the low employment-population ratio before, and some say it’s a merely structural phenomenon tied to retiring baby boomers and the like. Sure, we may not have recovered all of the jobs lost to the Great Recession, but we’ve made up for 75 percent of them over the past 40 months. The official (U-3) unemployment rate has fallen to 7.6 percent from a recession high 10 percent in October 2009. Clearly, America is on the mend . . . right?

I suppose if all you knew were the headline numbers and ignored the underlying components thereof, you would easily arrive at the foregoing conclusion. But the fact is that the U.S. employment situation is more of a wounded beast than a bull. And it is a wounded beast whose entrails tell a different story, indeed—one that ties far more convincingly into the anemic sub-2 percent GDP growth rate of the U.S. economy and the sluggish retail sales data we have seen of late. This recently led to the Federal Reserve’s chairman, Ben Bernanke, conceding that he is puzzled by the lack of growth in an economy that is producing about 200,000 jobs per month.

Here, then, is a different set of “headlines” for you (and the chairman) to mull over:

  • Over 69 percent of the jobs created in Q2 2013 and over 57 percent of all the jobs created in the first half of 2013 were created in the three lowest wage sub-sectors of the economy, Retail Trade, Administrative and Waste Services, and Leisure and Hospitality, that otherwise account for an aggregate of only 33 percent of all private sector jobs. These jobs, in the aggregate, pay an average of only $15.80 per hour, compared with the other two-thirds of private sector jobs, which pay $27.16 per hour. Relative to unemployment benefits and other assistance, jobs at $15.80 per hour put less than $3.00/hour more in the pockets of a newly working consumer.
  •  About half of the jobs created during H1 2013, and a large majority of the jobs created in Q2 2013, appear to have been part-time jobs that offer employees as little as one hour of work per week, and up to 35 hours of work. Moreover, after falling from a recession high of 9.2 million to a post-recession low of 7.6 million at the end of Q1 2013, the number of people saying they are working part time because they can’t find full time work (part time for economic reasons) crept back up to 8.2 million, double pre-recession levels.
  • The U-6 underemployment rate, incorporating those working part time for economic reasons, plus another 6.6 million folks who the Bureau of Labor Statistics does not count as part of the labor force, but who nevertheless say they want a job, as well as others, rose during Q2 2013 to 14.3 percent from the 13.8 percent it registered at the end of Q1. The U-6 rate topped out at 17.1 percent during the Great Recession, and has only declined by 16.4 percent from its peak, while the official U-3 unemployment rate has declined by 24 percent.
  • Unsurprisingly, therefore, since the recession it turns out that the decline in the U-3 unemployment rate has been principally due to a reduction in the labor forces itself, which stood at 65.09 percent when unemployment hit its 10 percent peak (down already from the pre-recession high of 66.11 percent) to 63.46 at the end of Q2 2013. If the unemployment rate were calculated at the 65.09 percent labor force participation level, U-3 would stand at 9.77 percent today.
  • Real wages, calculated after giving effect to inflation, have been falling for nearly fifteen years. But with inflation at or near all-time lows, U.S. families were beginning, on average, to scratch their way back—albeit slowly. But decidedly not so in the sectors in which most of the jobs are being created. On the whole—with hyper-low inflation (which is likely to continue)—U.S. wages are roughly keeping pace across the board (real wages are up 0.07 percent—tiny, but considering that they have been falling for so long, not so bad). But in the three low-wage sectors responsible for the creation of over 69 percent of jobs in Q2 2013, wages have fallen after inflation by -0.7 percent (seven tenths of 1 percent) year over year. In contrast, wages in the high-wages sectors which have generated less than a third of newly created jobs, have risen 0.44 percent after inflation.

Gains in employment, however welcome, are not translating into meaningful economic growth in this “sick-onomy.” Not when the only folks engaging in meaningful hiring are doing so because labor is cheap and, on a real basis, getting cheaper. And not when we are stuck with, on a seasonally adjusted basis, a mere 116.8 million full time workers, plus an additional 27.3 million working between one and 34 hours a week, trying to support a population of 316.3 million people. In fact, on a non-seasonally adjusted basis, June 2013 showed the actual number of part-time workers at over 33 million. The math of recovery just doesn’t work at these levels.

The Hamburger Flipper, the Barmaid, the Temp, the Garbage Man, and the Walmart “Associate”

Let’s start with an examination of where the jobs are being created. For this purpose, I divide the job sectors into two categories. One could pull out additional low-ish wage sub-sectors from some of the super-sectors I am using below, but the following highlights the problem well enough in my view (all data in this report is sourced from the U.S. Bureau of Labor Statistics):

Table 1. High-Wage and Low-Wage Jobs
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When you review the above, you may wonder why some sub-sectors in the education and health sector are not included under low wages. Certainly, some teachers and health care aides are not paid much more than waiters and checkout girls. But, for the most part, jobs in education and health earn more than $20 per hour and those that do not employ fewer people than the number that would be statistically material to this analysis.

Next, let’s see how wages have changed in each sector over the past twelve months ending in June, relative to inflation:

Table 2. Wage Growth and Lack Thereof
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The low-wage jobs have gotten hammered after inflation, while most high-wage sectors have held their own or even gained some.

Now this situation might be tolerable if it were not for the fact that it is the low-wage sectors, which suffer from significant real wage deflation, where employers were most willing to take on new hires. And it might even be seen as normal in a cyclical recovery for temporary help, food and beverage workers, and retail employees to be at the vanguard of a robust expansion in job creation across all categories. A pump-primer. Such has been the case in the past.

The problem is that matters seem to be operating in reverse this time around. The job growth in the higher wage-paying sectors was substantially more robust in Q4 2012 and Q1 2013, than it was in Q2 2013. In the high-wage goods producing part of the economy, the six months preceding the most recent quarter saw the creation of 247,000 new jobs. In the last quarter, the Bureau of Labor Statistics said America lost 9,000 good producing jobs. The pump apparently failed to prime.

Instead, nearly 70 percent of total job growth in Q2 2013 came from the lowest paying sectors of the U.S. economy, as shown in Figure 1, well in excess of those sectors’ relative percentage of the employment base:

Figure 1. Where Is the Job Growth Happening?
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One final, but important, point: jobs in the low-wage-paying sector offer the smallest bump up in economic activity not only because of their nominal wage levels. They also provide a correspondingly smaller net benefit to the economy in terms of the spread between the unemployment benefits being received by a formerly out of work individual and the compensation being received for working. For example, the unemployment compensation received by a worker receiving the maximum benefit is about $400 per week on average, nationally. Based on a 35 hour a week fulltime job, that equates to $11.42 per hour. Throw in another $50/week for food stamps and you are up to the equivalent of a job paying $12.86 per hour.

While there is a fiscal benefit to government not being required to pay out assistance to a previously unemployed individual, just how much additional consumption is spurred by the 70 percent of those gaining employment in the second quarter of 2013 at wages that average $15.80/hour versus the $12.86 received in benefits? That would be less than $3.00 per hour, about $100 gross per week if the job is full time—less taxes say about $80—or the paltry sum of $4,160 per year of additional consumption. In the second quarter, some 414,000 jobs were created in the foregoing low-wage sectors (of a total of 597,000 created). Based on the forgoing math, that would be an increment of $1.7 billion in additional annual consumption (versus public assistance), at best a rounding error in a $15 trillion economy. And that is if the job is full time . . . which leads to the next part of the story.

Part Time and Marginally Attached

We move now from the establishment survey portion of the U.S. employment situation reports, to the population survey. One caveat for the uninitiated: While the two data series typically converge over long term trends, they are certainly not relatable in the short term. But the independent trends of each series are useful in interpreting general directions.

One phenomenon that would typically be expected in a recovery from a recession is the steady decline in the number of people working part time involuntarily and those who have been discouraged from actively looking for a job, even though they want one, because they believe there are none to be had for them. While the number of those working part time for economic reasons has declined from its crisis peak, it has not declined anywhere near to post-recession levels, nor has the pace of decline emulated patterns in the recessions of the early 1980s and 1990s.

Disturbingly, over the just-ended quarter, the number of those working part time for economic reasons, as a percentage of the total number of workers employed, has moved higher on a seasonally adjusted basis. While it is difficult to make direct comparisons as explained above, it seems not unlikely that not only are the jobs that have been created over the first half of 2013 (and particularly Q2) low-wage jobs, but are part-time jobs as well. That may be explainable early in a recovery, but coming at this stage it is concerning. Note, in Figure 2, the quick fall-off in involuntary part-time employment following the two previous recessions in comparison to the stubborn pattern indicated this time around.

Figure 2. Part-time Workers and Job-Seekers as Percentage of Labor Force
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A second phenomenon, more evidencing disease than economic vibrancy, is the percentage of people who are marginally attached to the labor force and not counted as being in it. These are people who want to work but have given up looking. Instead of declining, as the red line in the above figure shows, the number of people in this category remains at the highest levels (calculated relative to those employed); higher than during the Great Recession and its immediate aftermath.

The cause of this elevated level of marginally attached unemployed (who are not counted as unemployed) is undoubtedly the extremely long periods of unemployment for many workers who were terminated (or, in the case of the young, never hired) during the Great Recession. These workers, some 6.6 million of them at last count, have lost skills, never acquired them, and/or suffer the stigma, in the eyes of potential employers, of having been unemployed for extraordinarily long periods.

Some have surmised that this year’s increase in part-time workers is related to employer concerns about being forced to provide health care benefits for full time workers under the Patient Protection and Affordable Care Act (Obamacare). That might be a more plausible argument if newly created jobs were more evenly spread among low-wage and high-wage sectors. Anecdotal Obamacare-scare stories abound, but they seem pretty specious at best. After all, when 70 percent of the jobs created in Q2 2013 were in low-wage sectors in which casual and limited-hours hiring is not atypical (restaurants, temporary services and retail sales, for example), what else could be expected? There is no empirical evidence that hiring practices relate to concerns over benefits, and a heck of a lot of evidence that the people being hired for new jobs are earning less than workers already employed and that the jobs that a significant proportion of jobs being created are not full time because of the sectors they are in. If the Obamacare hiring meme were accurate, the tendency game the law would be to game the system by hiring people to work just under the 30 hour “full time” cut off under the act. But that does not appear to be the case either (see the next section). It’s the nature of the jobs, not the fears of the employer.

Outmoded Statistics

The headline unemployment number (U-3) has, over the past several years, taken a back seat to the pace of job formation in terms of the focus given to the U.S. employment situation. There are some sensible reasons for this being the case. First of all, all measures of unemployment are derived from a monthly survey of households which, despite decades of advanced statistical development, is really more useful in detecting trends over broader periods than a single month.

Secondly, the survey of business enterprises measures hard data (although that data itself goes through a statistical meat grinder for adjustment) that seems more reliable in a month-to-month context, inasmuch as it does not ask respondents to characterize things like their own employment status, their level of dedication to finding a job if they are unemployed, and the number of hours they work if they are working (as does the population survey).

Nevertheless, the notion of a “job created” is a very mushy one itself if one fails to understand that the attributes of each job created can vary widely and therefor the measure itself can be very misleading if one is using it to forecast growth or contraction in other economic metrics. In fact, this essay argues that the job creation number, which is generally the first to be uttered on “jobs day” each month, is nearly as ambiguous as the headline unemployment rate.

But the U-3 measure is even more misleading, and here’s why.

  • The U-3 Numerator. The U-3 numerator is essentially anyone who is not regarded as employed. But the definition of “employed” for this purpose includes all part-time workers (all 27.3 million of them, seasonally adjusted—33.5 million, unadjusted—in June 2013). And among those who work part time (between one and 34 hours per week) are employees who are casual workers working as little as an hour or two a week—each and every one of them regarded as “employed.” In fact, with respect to all part-time workers, the average number of weekly hours worked in June 2013 was 22—four hours and 24 minutes a day. On an hourly basis, when compared to classic 35 hour/week full time jobs, such part-time workers would yield of 12.5 million fewer people employed using last June’s unadjusted number as a base. One other curiosity (not particularly statistically significant) is that those working 15 hours or more as unpaid workers in an enterprise operated by a member of their family, are counted as employed for the purpose of the U-3 calculation.
  •  The U-3 Denominator. The denominator in the U-3 calculation is a number known as the Civilian Labor Force. This is a highly engineered and value-judgment inspired number that is substantially lower than the adult population itself, a figure the BLS calls the Civilian Non-Institutional Population (CNIP). CNIP itself is snipped of the population under 16 years of age, those in the military, incarcerated individuals and the aged and disabled who have been institutionalized. The CNIP is then reduced further to exclude any person who had not actively looked for a job within the four week period covered by each monthly survey, even if they are available for—and say they would like to—work. In the present environment, with an enormous cohort of long term unemployed discouraged about finding work, or who might seek work only from time-to-time, this constitutes a large number of people (old and young alike) who simply do not exist in the calculation of the U-3 headline unemployment rate.

The foregoing peculiarities in the calculation of U.S. unemployment lead to some discomfiting results when observed as changes in the percentages of the overall population (CNIP) that is actually employed—the so-called Employment-Population Ratio—and the percentage of the CNIP that are considered to be in the labor force—the Labor Force Participation Rate (LFPR).

If you are reading this report, there is a very good chance that you’re already aware that the Great Recession saw the Employment-Population ratio plummet from its average level of around 63 percent during the 15 prior year to now hover at a level of around 58 percent, a level not seen previously since the early 1980’s when women were just beginning to come into the labor force in larger numbers. And there it has remained since, showing little sign of budging.

The Labor Force Participation Rate has also declined and is, more or less, continuing to decline—but its downward trend began well before the Great Recession. There is therefore a correlation between the falling LFPR and certain ongoing demographic changes in the CNIP.

Chiefly, such demographic changes arise from an aging U.S. population with growing longevity—typified by the ongoing aging-out of the enormous baby boom cohort from the labor force. But as real as those changes may be, the fact remains that the LFPR declined by all of 1 percent—to 66 percent from around 67 percent between 2000 and the beginning of the Great Recession. Since 2009, however, the LFPR has fallen nearly an additional 3 percent. This acceleration of the earlier trend is unlikely to merely be a demographic phenomenon. Figure 3, on the following page, shows the accelerated decline of the LFPR, the dramatic fall in the Employment-Population Ratio, and an overlay of the U-3 and U-6 unemployment/underemployment rates.

Figure 3. The Labor Force Participation Rate Takes a Plunge
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And that brings us to the heart of the matter: Nearly 100 percent of the decline in the U-3 unemployment rate has been the result of there being fewer workers in the labor force as a percentage of the employable population (the CNIP). If the Labor Force Participation Rate had not fallen from October 2009, when unemployment hit its Great Recession peak of 10 percent, unemployment would today still be around 10 percent. Moreover, if the LFPR were held constant from its highest pre-recession level of 66.40 percent in January 2007 (when unemployment was 4.6 percent), the U-3 unemployment rate would be nearly 12 percent today. Figure 4 illustrates the foregoing.

Figure 4. Labor Force Participation Rate: Different Scenarios
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Conclusion

It would be nice be able to conclude that the job market has improved considerably and bodes well for a thorough recovery. I was hoping earlier in the year that the elevated levels of low-wage hiring we were experiencing were just temporary and that the modest additional demand this created would translate into momentum towards new hiring spread more evenly across the board. The real wage deflation, and nominal wage disinflation, trends in the low-wage sectors seemed inevitable to me—given the enormous oversupply of global labor in the tradable sectors that has led to a surplus of domestic labor needing to take service jobs.

But when the percentage of low-wage sector job creation accelerated sharply from the first quarter into the second quarter of 2013, elevated hopes turned to elevated concerns. The job creation this year may not evidence of a curing trend, but rather continued sickness. I am beginning to believe that we may be seeing workers accepting jobs at wages only marginally above the assistance benefits they were receiving, because their benefits have run out. Employers—seeing a bit more demand (not much, however, given the poor final reading for the growth of Q1 2013 GDP), seeing confidence build from monetary policy-led asset inflation in the housing sectors, and perhaps reacting to the deceptive jobs numbers themselves—have been willing to take on a little extra help here and there after years of cutting back to the bone, as long as that extra help comes dirt cheap and isn’t looking for anything in the way of a raise.

I am concerned also by the fact that an expansion in revolving consumer credit has accompanied this rise in confidence. Credit card growth led by rising incomes is a great thing. Consumer credit growth resulting from people having jobs paying little more than the assistance they were previously receiving (after all, you can’t get credit when you’re on the dole) is not a good sign—it shows people still can’t make ends meet. It is possible that may be some of what we are seeing. Regardless, I know that what we are taking for a jobs recovery is not the “real thing.”

12 Responses to “The New Sick-onomy? Examining the Entrails of the U.S. Employment Situation”

TomJuly 24th, 2013 at 3:23 pm

Very good and quite thorough analysis. I absolutely agree that looking simply at the hire numbers is very misleading and the low wage, low hours structure of hiring is a big concern. The other side of this coin is that these jobs are low productivity, and so don't generate as much growth as the raw headline numbers suggest.

I would urge you to take into account the trend in the working-age population. Since the first boomers hit 65 in 2012, working-age population growth has dropped to less than 0.5% annually. It was around 0.8% until 2011 and around 1.2% in the late '90s. That has implications for all the employment and unemployment measures, and for growth and inflation.

Before I start this topic I should say I'm all for universal health care coverage. But one thing that's being overlooked and needs more attention is the impact of the ACA aka Obamacare on hiring trends. It appears to be pushing employers to reduce hours per employee in order to avoid the employer no-coverage penalty. That appears to be the real reason the penalty was delayed. We're likely to be seeing a worsening trend in hours per employee through 2015 at least. I think Democrats need to fess up that no matter how you slice it or dice it, expanding coverage costs money, and that burden is going to fall on producers one way or another through mandatory coverage or taxes, and pressure marginally viable business activity. Remember we are still offshoring hundreds of thousands of jobs a year.

Another thing to watch is the rapid growth of retirement-age employment. Besides the low or lost savings stories, this appears to be largely because employers don't need to offer them medical coverage as they already have Medicare.

benleetJuly 25th, 2013 at 5:10 am

Excellent report. Since Jan. 2001, when private sector employment reached 111,713,000, the private sector has added only 2,338,000 jobs to stand now at 114,051,000 — a growth rate of under 16,000 a month. Private sector hiring is still the "sick-onomy". The CNIP (or working age population) increased by 30.7 million since 2000, about 66% is the normal rate of LFPR, or about 20 million. Of the 20 million entering the labor force, 5% would be unemployed and 16% would be government workers, so about 79% would be privately employed — 15.8 million. But only 2.3 million new jobs were created, not 15.8 million. Only 15% of the expected jobs were created, 85% were not created. The left-out 13.5 million are not employed. That's about 12% of probable private sector employees who are unemployed. Since 2001, when some one new came into the White House, the economy has failed to hire 1 in 8 potential employees. Asset Bubble Led Growth does not work. We need wage led growth. Since 1979 when the lower-earning 80% took in 57% of all income, their share has dropped to 47%, and that 10% shift, 9% went to the top-earning 1%, according to the CBO report Trends in the Historical Distribution of Income between 1979 and 2007. I write a blog, I'm impressed with Dan Alpert, and I remember well his report The Way Forward, Oct. 2011. — http://benL8.blogspot.com

Tejas552July 25th, 2013 at 6:06 am

Great analysis! In my view this shows the ludicracy of making monetary policy dependent on such variables as the unemployment rate.

Jan SmithJuly 28th, 2013 at 11:26 am

I am intrigued by the title of your new book.

It reminds me of Keynes: "If only Malthus, and not Ricardo, had been the parent stem from which nineteenth-century economics proceeded, what a much richer and wiser place the world have been today."

But Keynes was only a weak Malthusian, and Hicks made him even weaker.

What many economists too often overlook is the causal link between Malthus's two great theories, overpopulation and overproduction. Very briefly: rapid population growth causes shift of income from labor to capital which causes high household income concentration which causes overproduction.

But what Malthus couldn't anticipate was that world overproduction is inherent in the very structure of the world economy. Each sovereign state pursues faster growth and hence higher investment. The aggregate result is chronic world overproduction and stagnation. This is but a special case of Keynes's paradox of thrift, but in this case, the savers are not households but rather sovereigns.

To simplify a bit, the world's sovereigns have hit upon two basic strategies for pursuing more investment and growth. To all appearances, the neoliberal strategy, which transfers resources from lower- to higher-income households, is being eclipsed by the neo-mercantilist strategy, which transfers resources from all households to high-productivity firms that produce tradeables. That's why a wealthy neo-mercantilist nation, such as China or Japan, will not replace the indebted US as the world's consumer of last resort.

I will count the days until your book is published, fully expecting it to be magnificent, better than Roubini, even better than Michael Pettis.

Ed Dolan EdDolanAugust 6th, 2013 at 1:43 pm

There is a lot of good sense in this post. I would like to raise what is, relative to some of there other issues, a mere quibble, namely, why should everyone keep harping on the prerecession maximum as a benchmark for LFPR, U-3, total jobs, etc.? Weren't we in an unsustainable boom going into the recession? Shouldn't the benchmark be the number of jobs, the LFPR, the U-3, etc. that we think would prevail in a healthy economy that is neither in a slump or overheated?

I just mention this because this is not the only post that uses this misleading rhetorical benchmark, everyone seems to do it.

Frederic MariAugust 7th, 2013 at 1:18 pm

You're right of course.

As I've said somewhere on my blog ( http://theredbanker.blogspot.com/2012/03/what-wen

With the middle (and working) classes being so harshly constrained and indeed more or less excluded from the growth of the last 30 years and its benefits, it seems clear that aggregated demand should have suffered vastly (…) But aggregated demand did not collapse. Why? Well, that third graph below shows clearly why…

Follow a graph showing the explosion of personal debt…

So you're right that no one should take 2006-7 as baseline scenario… UNLESS, instead of debt growth, people had wage growth… For my own take on 'under-consumption: http://theredbanker.blogspot.com/2013/01/income-i

the manAugust 8th, 2013 at 7:11 pm

Printing money as the chines did 800 years ago will end the same way- real estate and gold look real good. I still believe we experienced a depression in 2007. Wait until the fed stops printing money!

jrj90620August 13th, 2013 at 4:45 pm

Why would the Fed stop monetizing debt.The only way the Fed stops,is if govt ends deficits.With Obamacare,on the way,that looks unlikely.

BWildsAugust 14th, 2013 at 11:59 am

Few Americans ever really work through the numbers but fact is if you can get enough from the Government in disability, unemployment, of some other kind of welfare why even jeopardize that income by thinking about taking a job. Another factor many people overlook is that society has layered government support program upon government support program. This means if you qualify for one program additional assistance may most likely be available. In this case people receiving help or aid often double or triple dip, a plethora of "additional help" options exist. This all plays into the job picture and is reflected in the cost of government and our culture. For more about this subject see the post below,
http://brucewilds.blogspot.com/2013/06/living-on-