Taking Psychometrics a Step Further

Taking Psychometrics a Step Further

Do the belief, attitudes, and personality of business owners or managers matter in determining the probability of business success and the creditworthiness of the enterprise? And if so, could this “psychological capital” be leveraged as a predictive tool not only for credit appraisal decisions, but also to provide broader support to small businesses? Pioneering work […]

Jumpstarting Sustainable Microfinance in the Bahamas

Jumpstarting Sustainable Microfinance in the Bahamas

The English-speaking Caribbean has its own particular brand of microfinance. Microentrepreneurs in these countries tend to rely on personal savings and informal sources of funds to finance their businesses, rather than the microcredit that is favored in the rest of Latin America. Savings rates in the English-speaking Caribbean average more than 90%, significantly higher than in the […]